ZIP Pay & ZIP Money

Smile now, pay later - A smile is for life, so it is definitely worth your while to plan for the future.
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Zero Interest, Zero Deposit
$350 - $5,000 +
Flexible Repayments up to 12 Months
Zip Options

How Zip works

Our partnership with Zip allows you to get your dental work now, while giving you the flexibility to pay it off in up to 12 months – with no interest and no deposit required.

Zip offers 2 simple and affordable payment plans for dental patients.

 Zip Pay LogoZip Money Logo
Account limit:$350 – $1,000$1,000 + $5,000 +
Interest free period:0% always**Up to 12 months**
Establishment fee:$0$0-99
Minimum repayments:$10/week$40/week
Account Fee:$9.95/month*$9.95/month*

*waived if you have no balance

Get started using Zip

Apply online for a Zip account  here

There are 2 main types of Zip accounts – Zip Pay & Zip Money

Zip Pay requires:

  • Some personal information
  • Verification of your mobile number
  • Facebook, Paypal or LinkedIn account in your name

Zip Money has a significantly higher limit and as such requires additional information over Zip Pay:

  • Residential and employment status
  • Income & other resources to meet loan repayments
  • Transaction history via an online bank account

Zip is a line of credit – a credit check may be performed

Book your appointment online  or  call us

You may be required to pre-approve the Zip ‘order’ prior to your dental visit

Once approved, you are ready for your appointment!

*Please note: Failure to pre-approve your Zip order may result in your appointment being cancelled.


For Zip help, please click here.

Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).

Other Payment Plans

A smile is for life, so it is definitely worth your while to plan for the future. Here at Cranbourne North Dental, we offer payment plans via:

Frequently Asked Questions

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What’s the difference between ZipPay and ZipMoney?

ZipPay is a buy-now-pay-later offering with a limit of up to $1000.

ZipMoney is a line of credit with a maximum of $5000

Depending on how much you are planning to fund on the plan, that would determine which one you chose.

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